Not that even I'm not tired of this topic

More on the mortgage backed securities, the rating agencies, and regulators. Rating agencies seemed to have implied that one house with a 20% down payment and a normal mortgage was more of a risk then a mortgage backed security with tons of low down payment mortgages. Obviously, more mortgages equals diversity, but all of those mortgages that the security is based off of are extremely sensitive to the housing bubble bursting. Oy