Shockingly, it's not JUST the insurers who are greedy

yes, yes, I'm an actuary, so of course, to some degree, unless I work at a state dept. of insurance I'm going to think that. I think Insurers are greedy, just like the doctors, product makers, drug makers, companies buying insurance, politicians, old people, young people, trial lawyers, etc. They just don't do as good a job as some other people at making "too much" money, as a percentage of money they bring in. Like say Yum Brands (KFC, Pizza Hut, and Taco Bell).